How it works
Five steps from “I have no idea what to look at” to “I know why this company is on my list”.
Start with a strategy
Open the Screener and tap one of the six ready strategies — Quality, Growth, Defensive, Dividend, Institutional pick, Strong fundamentals. Each one sets several thresholds at once, and you can move any of them afterwards.
The counter says “161 of 1,452 evaluated” rather than just “161 results”, because companies that have not filed a statement cannot be judged. Finlume tells you how many those are instead of quietly dropping them.
Find out what a criterion means
Every criterion has an icon next to its name. It opens the formula, an explanation of how to read the value — what counts as low, what as high — and the catch.
Current ratio, for instance, does not exist for banks and insurers: they do not split the balance sheet into current and non-current. With that threshold on, they drop out together with the companies that fail it, and the app says so.
Read the company
Revenue, profit and cash flow for the fiscal year or the trailing twelve months; ten-year charts; ratios against the median of the company's sector; market valuation once you add your own quote key.
The health score answers nine yes-or-no questions from the Piotroski method, and the bankruptcy risk comes from the Altman Z'' model — both with the numbers that produced them, not just a verdict.
See who else holds it
On a company's page you see how many institutions hold it, how many added and how many cut since the previous quarter — and your own position in the same list, so the comparison is in one place.
Every filer also has its own profile: the full portfolio, position by position, with what changed quarter to quarter.
Keep your portfolio next to the data
Enter positions from as many brokerage accounts as you use, or import purchases, sales and dividends from your broker's account history file (XTB today). Finlume values them with the quotes it already has, shows the result against your purchase cost and the share of each position — converted to the currency you picked.
ETFs and shares listed outside the US get their own profile: the closing price in the currency they trade in, the daily change, a price chart, a price alert in that currency and your position — with a plain note on what SEC data they do not have.
Below the total you see roughly how much your holdings pay in dividends per year and what that is as a percentage of your purchase cost, with the details per company and per broker.
Every sale shows its realized gain, with a total per year. Dividends from the account history file sit next to the forecast: gross, the tax withheld at source and — where the app knows the rules of your tax country — the tax still due.
When a company you hold splits its shares — or merges them in a reverse split — Finlume notices it and recalculates your share count, so the value stays right. The split shows up in the position history, and you can remove it if you prefer your own numbers.
Nothing is sent anywhere. The portfolio and the imported file stay on your phone.
